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Financial literacy can make you rich, but not educational background nor money. Furthermore, learning things related to the internet and the online community is important to gain assets; this is the main thing that differs between a rich and a poor or middle class person. We all have the potential to become millionaires and become truly rich, but we need to be open and think differently if we are poor; the rich think very differently and in order to become like them, we need to think like them. Many people know how to trade stocks more or less and they learn more about it; they also know day trading or intra-day trading. The day trading refers to purchasing and selling stocks or whatever type of stuff within the same day. Because of technology, people who trade at home are now also doing day trading which was originally done by only the experts. In building assets one may be, option trading expert, an investor, or a master in building businesses, you can be an expert in real estate investing, commodities, stock and bonds where you will learn how to use day trading for a living, buy stocks and mutual funds, etc.   Trading and having investments both produce what we call residual income and this is the kind of income that can be passed on to the next generations; these two kind of vehicles need a different way of thinking for them to really work. There is still time for us to start thinking the way the rich people think; it only takes the willingness to do it and the right information to educate ourselves.